Need an appraisal in Del Norte or Rio Grande County?

Here are the top seven reasons why Colorado homeowners order from Colorado Realty Reports:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to reduce a monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Colorado, where property needs to be divided
To determine the true market value of real estate to settle an estate


	Do you own a house in or near Del Norte? Do you need help determining the price of your real estate? Contact Colorado Realty Reports.

At Colorado Realty Reports, we understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your home not appreciating as much as other properties close to yours. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal report from Colorado Realty Reports is your best weapon when challenging your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping people just like you abolish unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Colorado Realty Reports can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Colorado Realty Reports offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.